ESSENTIAL PHONE NUMBERS IN TORREVIEJA – 2026 Thinking of moving to sunny Torrevieja or already a resident? At Agrucasa, we’ve updated this list of essential phone numbers for 2026. 🚨 EMERGENCIES (Police, Fire Brigade, Ambulance): 112 🚓 Security and Emergencies Civil Guard 📞 965 71 01 13 Civil Guard Traffic Unit 📞 966 70 73 01 Local Police (Emergencies) 📞 092 📞 965 70 53 26 Local Police (Offices/Fines) 📞 966 92 75 58 Fire Brigade 📞 966 70 44 33 Civil Protection 📞 670 02 75 16 Courts (Main Switchboard) 📞 966 92 66 44 Gender-Based Violence Support 📞 966 92 65 67 Vehicle Impound Lot (Tow Truck) 📞 965 70 30 73 🏥 Health and Hospitals Torrevieja Hospital (Public) 📞 965 695 500 Quirónsalud Hospital (Private) 📞 966 92 13 13 Acequión Health Centre (A&E) 📞 965 29 03 23 La Loma Health Centre (A&E) 📞 965 29 03 53 Patricio Pérez Health Centre (A&E) 📞 966 92 68 78 La Mata Health Centre (A&E) 📞 965 29 03 10 San Luis - La Siesta Health Centre (A&E) 📞 965 29 02 71 Red Cross 📞 965 71 18 18 🏛️ Town Hall and Administrative Procedures Town Hall (Main Switchboard) 📞 96 571 02 50 La Mata Town Hall 📞 966 92 88 35 Suma (Local Taxes) 📞 965 29 20 00 Census and Electoral Register 📞 607 822 861 Bulky Waste Collection 📞 966 702 390 Foreigners’ Office (Police) 📞 966 92 86 36 Labora (Employment Services) 📞 965 000 498 ⚡ Utilities and Household Services Agamed (Water – 24h) 📞 900 22 23 06 Iberdrola 📞 900 17 11 71 Butane Gas (Repsol – Orders) 📞 965 71 20 62 Ecopark (Recycling Centre) 📞 966 70 23 90 ⚽ Culture and Sports Ciudad Deportiva (Bookings) 📞 966 11 12 22 Municipal Library 📞 965 70 31 68 Tourist Information Office 📞 965 70 34 33 📬 Logistics and Daily Errands Post Office (Main Branch) 📞 965 71 05 92 Torrevieja MOT Test Centre 📞 966 70 73 88 OMIC (Consumer Affairs Office) 📞 965 71 02 50 🐾 Pets Municipal Animal Shelter 📞 670 02 78 53 / 966 70 23 90 🎒 Schools and Education CEIP Ciudad del Mar 📞 965 29 01 70 CEIP Cuba 📞 965 29 01 25 CEIP Habaneras 📞 966 92 67 25 CEIP Maestro Salvador Ruso 📞 966 92 67 30 CEIP Amanecer 📞 965 29 03 70 CEIP El Acequión 📞 965 29 02 50 CEIP Las Culturas 📞 965 29 01 65 CEIP Virgen del Carmen 📞 965 29 01 20 CEIP Romualdo Ballester 📞 965 29 01 55 CP Nuestra Sra del Rosario 📞 965 29 01 60 CEIP Inmaculada Concepción 📞 966 92 67 15 Colegio La Purísima (Carmelites) 📞 965 71 01 02 E.I. Maestro Gratiniano Baches 📞 966 92 67 35 Municipal Dance School 📞 965 71 99 00 CP FPA (Adult Education) 📞 966 92 68 35 Official Language School 📞 966 92 68 40 📄 Notaries and Land Registries Notary Clara González Gómez 📞 966 70 85 60 Notary José Julio Barrenechea 📞 965 71 40 11 Notary Carlos Javier Llorca 📞 865 68 01 56 Notary Juan Elías Margarit – Jorge Mínguez 📞 966 70 75 00 Notary María Dolores Alburquerque 📞 965 71 30 51 Notary Mariluz Hernández 📞 966 70 96 78 Land Registry 1 📞 966 70 43 43 Land Registry 2 📞 966 70 53 03 Land Registry 3 📞 966 70 53 30 Liquidation Office 📞 966 70 43 43 🚌 Transport and Taxis Bus Station 📞 965 71 01 46 Radio Taxi 📞 965 712 277 Tele Taxi 📞 966 927 420 Alicante Airport 📞 913 21 10 00 🏡 Looking for your new home in Torrevieja? At Agrucasa, we specialise in turning your Mediterranean dreams into reality. View Resale Properties View New Developments Updated: 2026. Although we periodically verify the numbers, organisations may change their contact details without notice. In a critical emergency, always dial 112.

EXPENSES WHEN SELLING YOUR PROPERTY: CALCULATE THE CAPITAL GAINS TAX   A few months ago, we published this article to explain one of the most important expenses when selling a property: the Capital Gains Tax. The article was very complete, but at the same time, it turned out to be complicated to understand if you are not familiar with these types of calculations. For this reason, at Agrucasa, we came up with the idea of creating a Capital Gains Tax calculator from scratch, using AI to generate the code. The result is a quite reliable and very easy-to-use tool. In just a few clicks, you can calculate the tax you will have to pay when selling your property. What is the Capital Gains Tax when selling a property? If you don't know what Capital Gains Tax is, I'll explain it briefly. Its abbreviation stands for PERSONAL INCOME TAX. When selling a property, it is the tax you must pay on the profit obtained. In this case, it is based on the gain you make when selling your property. It’s very simple: if you bought a property at a certain price and sell it for a higher amount, you make a profit, and the Tax Agency will require a percentage of that profit, which you will have to pay when filing your tax return. If you do not make a profit on the sale, you won’t have to pay anything. What if you are not a tax resident in Spain? If you are not a resident, a 3% withholding will be applied to the sale price when selling your property. If you sold at a loss, you can request a refund of that 3%. Simply put, when you sell your house, the buyer will withhold 3% and submit it using Form 211, and you will need to submit Form 210 to request the refund. On the other hand, if you made a profit exceeding the retained 3%, you will have to pay the corresponding difference. At Agrucasa, we offer you a tool that allows you to estimate the Capital Gains Tax you will have to pay when selling your property. The tool is designed to cover most situations, but each case may have its particularities. Therefore, we recommend consulting with a tax advisor to obtain an exact calculation and ensure that all applicable exemptions or reductions are correctly applied. .container { background: #fbfbfb; border-radius: 10px; padding: 20px 30px; max-width: 500px; margin: 30px auto; box-shadow: 0 2px 10px rgba(0,0,0,0.1); border: 1px solid #cfcfcf; clear: both; } .container h1 { text-align: center; color: #5f5f5f; font-weight: 600; font-size: 17px; } .container form label { display: block; margin: 15px 0 5px; color: #353535; text-align: left; font-weight: 600; } .container form input[type="date"], .container form input[type="number"] { width: 100%; padding: 8px; font-size: 17px; border: 1px solid #ccc; border-radius: 4px; box-sizing: border-box; } .container form input[type="checkbox"], .container form input[type="radio"] { margin-right: 5px; } .container form button { background: #007BFF; color: #fff; border: none; padding: 10px 20px; font-size: 17px; border-radius: 5px; cursor: pointer; margin-top: 20px; display: block; width: 100%; } .container form button:hover { background: #0056b3; } .container .resultado { margin-top: 20px; background: #e9f5ff; padding: 15px; border-radius: 5px; border: 1px solid #b3d7ff; } .container .resultado p { margin: 8px 0; } .container .viviendaOpciones, .container .nonResidenteOpciones { margin-left: 20px; padding: 10px; background: #f9f9f9; border: 1px solid #ddd; border-radius: 4px; } IRPF Calculator for Properties Purchase Date: Sale Date: Purchase Price (€): Sale Price (€): Acquisition Expenses (€): Renovation or Other Deductible Expenses (€): Sale Expenses (€): Check if it's your primary residence I am over 65 years old Reinvested Amount in a New Residence (€): Check if you are not a tax resident in Spain Please indicate if you belong to the EU/EEA: Yes, I belong No, I do not belong The tax will be calculated on the benefit (capital gain) as follows: 19% for EU/EEA residents 24% for non-residents outside the EU/EEA In addition, the IRPF at 3% (on the sale price) will be shown and the difference calculated. Select to apply the abatement coefficients: Apply abatement coefficients The abatement coefficients reduce the capital gain based on the number of years elapsed until 31/12/1996. If you purchased your property before 1994, you may benefit from this reduction. Check this option if you wish to apply it in the calculation. Review if your country has a double taxation agreement with Spain. Calculate IRPF   EVERYTHING YOU NEED TO KNOW ABOUT INCOME TAX (IRPF) WHEN SELLING YOUR PROPERTY IN 2025 At Agrucasa, we want to offer you this article, which we have written with great enthusiasm, as we believe it can be very helpful in understanding how income tax (IRPF) works when selling a property in Spain. Our goal is to provide you with as much information as possible on the subject. We hope it’s not too long, but it’s important for us to cover as many possible situations as we can. If you have sold a property in Spain or are considering selling one, you will need to cover several expenses that can significantly reduce the net profit of the transaction. One of the most important is the IRPF, which directly affects the profit obtained. This tax is applied to the difference between the selling price and the purchase price of the property, taking into account certain expenses and improvements made to the property. Below, we explain how IRPF is applied to property sales in 2025.   HOW IS INCOME TAX (IRPF) CALCULATED WHEN SELLING A PROPERTY? IRPF is calculated based on the profit obtained, meaning the difference between what you paid for the property and what you received when selling it. This profit is divided into brackets, and a percentage is applied according to the bracket it falls into. Below, we show you the tax brackets for 2025: Up to €6,000: 19% tax applies From €6,000 to €50,000: 21% tax applies From €50,000 to €200,000: 23% tax applies More than €200,000: 26% tax applies It is important to note that these percentages are not applied to the total sale price but to the profit obtained.   Practical Example Suppose you sell your property for €300,000 and you bought it for €200,000, giving you a profit of €100,000. According to the IRPF tax brackets for 2025, the profit would be taxed as follows: The first €6,000 is taxed at 19%, meaning you would pay €1,140. From €6,000 to €50,000, a 21% tax applies, which would amount to €9,240. The next €50,000 is taxed at 23%, meaning €11,500. In total, you would pay €21,880 in IRPF, unless you apply any of the exemptions we will discuss later. Selling a property can bring a significant tax burden, but knowing the IRPF brackets and possible exemptions will help you calculate your costs and manage the process more effectively.   TAX IMPLICATIONS OF INCOME TAX (IRPF) FOR NON-RESIDENTS SELLING PROPERTIES IN SPAIN Selling a property in Spain as a non-resident involves several tax obligations that differ from those of residents due to a different tax regime. Below, we will discuss in detail the implications of the Non-Resident Income Tax (IRNR) and other important tax considerations. 3% Retention The buyer of a property owned by a non-resident must withhold and deposit 3% of the sale price to ensure that the seller fulfills their tax obligations as a non-resident. The buyer must make this retention and pay it using Form 211. Non-residents must declare and pay tax on capital gains using Form 210, which is submitted to the Spanish Tax Agency. In some property sales, when the buyer withholds the 3% from the non-resident seller and has to submit Form 211 to pay it, they may need someone to process it for them, either the notary handling the tax payments or a legal office. This means an additional expense for submitting the tax, as the person managing the submission of Form 211 will charge for their services. This can create a dispute over who is responsible for covering this extra cost. What does the Spanish Tax Agency say? The buyer must withhold and deposit the tax, meaning that it is the buyer's responsibility to submit Form 211. What tax rates apply to capital gains for non-residents? 19% for residents of the European Union (EU) and the European Economic Area (EEA). 24% for non-residents outside the EU/EEA. If you sell a property at a loss or with minimal capital gain and want to request a refund of the 3% withheld by the buyer, you must apply for a refund using Form 210. This tax must be paid within four months following the sale date.   DEDUCTIBLE EXPENSES WHEN SELLING A PROPERTY FOR RESIDENTS AND NON-RESIDENTS When selling a property, you should not only consider the selling price but also the expenses you can deduct to correctly calculate your capital gain. These expenses can reduce the impact of income tax (IRPF), so it is important to be aware of them. Repairs and Improvements If you have carried out repairs or improvements that increased the value of the property, these expenses can be deducted. It is important to keep invoices that justify these expenses, as they can only be considered if properly documented. Additionally, improvements must have been made in recent years and be duly recorded. Mortgage Cancellation Expenses If you still had a mortgage on the property and canceled it at the time of sale, the associated expenses can also be deducted. This includes notary fees, registry fees, and any penalty you may have had to pay for early loan repayment. Acquisition Expenses Another deductible expense is related to the acquisition of the property, such as the taxes paid when purchasing it, like the Property Transfer Tax, as well as notary and registry fees associated with the purchase.   How to Calculate Capital Gain To calculate capital gain and determine what portion is subject to income tax (IRPF), the formula is quite simple: Capital Gain = Selling Price - (Acquisition Price + Justified Expenses) Let's consider the following example: Selling price: €300,000 Acquisition price: €200,000 Improvement expenses (with invoices): €20,000 Mortgage cancellation expenses: €2,000 Other deductible expenses: €3,000 The capital gain would be: €300,000 - (€200,000 + €20,000 + €2,000 + €3,000) = €75,000 This means that your capital gain would be €75,000, and the applicable income tax (IRPF) would only be calculated on this amount. It is important to keep all invoices and documents supporting these expenses, as they will help justify deductions before the tax authorities. I would like to point out that the tax authorities should consider other expenses that should be deductible, such as community fees, which are currently not taken into account, including community fees and special assessments, as they are part of the building's maintenance. For example, a property owner who has paid €300 per year in community fees for 30 years has incurred a significant expense, not to mention any special assessments that may have been imposed over those 30 years.   TAX BENEFITS AND EXEMPTIONS FOR NON-RESIDENTS Tax Treaties and International Double Taxation Deduction: Spain has tax treaties with several countries to avoid double taxation. These treaties determine which country has the right to tax certain income, including capital gains. For example, the tax treaty between Spain and the United Kingdom allows Spain to tax capital gains, but the taxpayer can obtain a credit for the tax paid in Spain when filing taxes in the United Kingdom, thus avoiding being taxed twice on the same income.   TAX BENEFITS AND EXEMPTIONS FOR RESIDENTS Although personal income tax (IRPF) on capital gains can be significant, there are certain exemptions and benefits that can help you reduce or even eliminate your tax burden. Here are some of the most relevant ones: People over 65 years old: Residents aged 65 and older who sell their primary residence may be exempt from capital gains tax, as long as they have lived in the property for a continuous period of at least two years before the sale date. If the money is not reinvested in another property, in order to qualify for this exemption, the total amount obtained from the sale must be used within six months to establish a life annuity in their favor, under the conditions established by law. The maximum total amount that can be used to establish life annuities for this purpose is 240,000 euros. People in a situation of severe or high dependency: If you are classified as a person with severe or high dependency according to the Law on the Promotion of Personal Autonomy and Care for Dependent Persons and you sell your primary residence, you will be exempt from paying capital gains tax. Reinvestment in a primary residence: If you reinvest the entire sale amount in the purchase of a new primary residence, you may be exempt from paying IRPF on that gain. This exemption applies if the reinvestment is made within two years before or after the sale, whether in Spain or another country within the European Union or the European Economic Area, as long as it becomes your main residence. If the reinvested amount is lower than the total received from the sale, only the proportional part of the capital gain corresponding to the reinvested amount will be exempt from taxation. The law does not establish any minimum or maximum sale amount, nor does it consider whether you own multiple properties—what matters to qualify for this deduction is that it is your primary residence. People with Disabilities: There is a personal and family minimum allowance that increases depending on the degree of disability of the taxpayer, their ascendants, or descendants. This minimum reduces the taxable base, decreasing the amount on which taxes are calculated. The amounts of this allowance vary depending on the degree of disability and the need for assistance from third parties or mobility difficulties. Autonomous communities may establish specific deductions for people with disabilities that can be applied to the total IRPF amount. It is important for people with disabilities to properly inform themselves about the available tax benefits and provide proof of their disability to take advantage of them.   Partial Exemptions Urban properties acquired between May 12, 2012, and December 31, 2012, may qualify for a 50% exemption. The 50% exemption on capital gains for properties acquired between May 12, 2012, and December 31, 2012, was a measure aimed at encouraging real estate transactions during an economic crisis, with the goal of revitalizing the real estate market. To qualify for the 50% exemption, the property must have been used as the seller's primary residence for a minimum period. Generally, a property is considered a primary residence if the seller has lived in it continuously for at least three years before the sale. However, it will still be considered a primary residence if, despite not meeting this period, certain circumstances arise that necessarily require a change of residence. It is advisable to consult a tax advisor because, depending on the autonomous community, this reduction may vary, or there may be other conditions established by regulations, such as limits on the property's value or the amount of capital gain.   Reducing Coefficients or Abatement for Properties Acquired Before 1994 If you purchased your home before December 31, 1994, you may benefit from reducing coefficients when calculating capital gains, which can reduce the taxable amount. Why is this reduction applied? Because the value of money has changed over time, and properties acquired many years ago have been affected by inflation. Real Estate and Reducing Coefficients: Coefficient: 11.11% for each year of ownership exceeding two, from acquisition until December 31, 1996. Reduction Percentages by Years of Ownership until December 31, 1996: Up to 2 years: 0% (Purchased between 12-31-1994 and 12-31-1996) Up to 3 years: 11.11% (Purchased between 12-31-1993 and 12-30-1994) Up to 4 years: 22.22% (Purchased between 12-31-1992 and 12-30-1993) Up to 5 years: 33.33% (Purchased between 12-31-1991 and 12-30-1992) Up to 6 years: 44.44% (Purchased between 12-31-1990 and 12-30-1991) Up to 7 years: 55.55% (Purchased between 12-31-1989 and 12-30-1990) Up to 8 years: 66.66% (Purchased between 12-31-1988 and 12-30-1989) Up to 9 years: 77.77% (Purchased between 12-31-1987 and 12-30-1988) Up to 10 years: 88.88% (Purchased between 12-31-1986 and 12-30-1987) Up to 11 years: 100% (Purchased on 12-31-1985 or earlier, until 12-30-1986) The related reduction percentages do not apply in any case to capital losses or to the portion of capital gains generated from January 20, 2006, until the date of transfer.   EXAMPLE OF REDUCING COEFFICIENT APPLICATION Let's suppose the following: Real estate acquisition date: January 1, 1990. Acquisition price: €100,000 Real estate sale date: January 1, 2025. Sale price of the real estate: €400,000 Improvement made in 2010 at a cost of: €50,000 Capital Gain Calculation Without Applying Reducing Coefficients Acquisition Price plus improvements made to the property: €100,000 + €50,000 = €150,000 Capital Gain: €400,000 - €150,000 = €250,000 Calculation of the Different Capital Gain Percentage Types Applicable Before January 20, 2006, and After January 19, 2006 Since the reduction percentages do not apply to the capital gain generated from January 20, 2006, until the date of transfer, it is important to know how to calculate it. 1. Calculation of Days: From the purchase date on January 1, 1990, to January 19, 2006: 16 years X 365 days + 19 days in January = 5,859 days From the purchase date on January 1, 1990, to the sale date on January 1, 2025: 35 years X 365 days = 12,775 days 2. Calculation of Capital Gain: Gain generated before January 20, 2006: Capital gain €250,000 X 5,859 days = 1,464,750,000 / 12,775 days = €114,657 Gain generated from January 20, 2006: €250,000 - €114,657 = €135,343 Application of Reducing Coefficients For real estate properties, the reducing coefficient is 11.11% for each year of ownership exceeding two from acquisition until December 31, 1996. Reduction Calculation: Years of ownership until December 31, 1996: 6 years Years considered for reduction: 6 years - 2 years = 4 years (The law states that a reducing coefficient of 11.11% applies for each year starting from the second year, meaning the coefficient counts from the second year onwards. Since 6 - 2 = 4 years, checking the table, 6 years correspond to 44.44%) Reduction: 11.11% X 4 years = 44.44% €114,657 X 44.44% = €50,953 Applying the reduction obtained to the gain: €114,657 - €50,953 = €63,704 Total Capital Gain Gain before January 20, 2006: €63,704 Gain from January 20, 2006: €135,343 Total Gain: €63,704 + €135,343 = €199,047 Application of the Different IRPF Brackets to the Gain of €205,980: €6,000 X 19% = €1,140 €44,000 X 21% = €9,240 €149,047 X 23% = €34,280 Total IRPF: €1,140 + €9,240 + €34,280 = €44,660   Important: To be able to apply the reducing coefficients to the capital gain from the sale of a property acquired before December 31, 1994, the total transfer value of all assets sold from January 1, 2015, to the current transfer date must not exceed 400,000 euros. Remember that tax regulations are constantly evolving, so it is essential to stay informed about the latest updates. I would like to comment that, from my point of view, the reducing coefficients help lower the tax burden significantly, but I find them outdated. Every year since January 2006, inflation continues to rise, and the value of money decreases, making these coefficients less effective as time passes. I also have to say that I do not fully understand where these coefficients originated from and why they have become less effective over time. From my perspective, if we consider an annual inflation rate of 1.5% to 2%, it would make sense to calculate the accumulated effect of inflation on the property's value. For example, if a property owner purchased a home 30 years ago, it would be fair to take those 30 years and multiply them by the annual 1.5% inflation rate. In this case, we would have a reducing coefficient of 45%, which would be much more realistic and aligned with the true value increase due to inflation. We hope this article has been helpful and recommend consulting a specialized tax advisor to ensure that you correctly apply all deductions and comply with current regulations, avoiding potential future issues.

Contract with one and sell with all MLS ASIVEGA Association Are you thinking of selling your home, but don't want to face the hassle of working with multiple estate agencies? The MLS ASIVEGA Association can help you. Our philosophy "Contract with one estate agency and sell with all of them" allows you to work directly with a single agency while gaining access to over 60 established agencies throughout the region (Torrevieja, Orihuela Costa, Orihuela, Guardamar del Segura, Alicante, San Pedro del Pinatar, Murcia, Dolores, Almoradí, etc.). At Agrucasa, we offer you the chance to work with the Association, meaning that every member agency can offer and work on your property, without the need to leave keys in multiple places. We take care of the entire process: marketing, viewings, and negotiation, keeping you informed at all times. Your property is launched to the market at a single price, and all agencies have the same information through the CRM to offer it to their clients, enhancing the marketing of the home. Viewings are always managed by Agrucasa, controlling who accesses the property and ensuring they are supervised at all times. When selling or buying through the MLS ASIVEGA Association, you have the guarantee that all agencies comply with regulations, are registered in the Valencian Community Register, and hold mandatory insurance. In any case, the party responsible for your property will always be Agrucasa, or the association agency with whom you decide to list your property for sale. The History of MLS ASIVEGA MLS ASIVEGA was born from the merger in 2019 of the ASIVEGA association (created in 2008) and MLS TORREVIEJA (created in 2011). This union gave rise to one of the most relevant real estate associations in the Valencian Community and the leading one in the Torrevieja and Orihuela Costa area. Currently, the association boasts hundreds of professionals and over 60 associated estate agencies working in a coordinated manner throughout the Vega Baja, backed by a solid board of directors oriented towards a working model adapted to the digital environment. Structure and Departments Presidency Legal representation of the association and general coordination of activities, always for the benefit of members and their clients. Marketing Definition of communication and positioning strategies to give visibility to the brand and the associates' property portfolio. Technology Support in implementing tools such as CRM, SEO, and 360 virtual tours, aimed at more modern and efficient management. Expansion Evaluation and selection of new agencies, ensuring compliance with legal requirements and the association's professional standards. Training Planning of continuous training in legal areas, marketing, and new technologies, adapted to the real needs of the sector. Treasury Management and control of financial resources to ensure the proper functioning of the association. Legal Collaboration with a specialised law firm that advises members, resolves queries, and informs them of regulatory changes so they are always up to date with current legislation. Members The members are the fundamental base of MLS ASIVEGA, the estate agents who form part of our entity and work in a coordinated way to offer the best service. Why choose MLS ASIVEGA? In such a dynamic sector, trust is everything. When you choose us, you choose: ✓ Professional Network: Strategic regional coverage for buyers and sellers. ✓ Continuous Training: Agents always updated with the latest market trends. ✓ Cutting-edge Technology: Modern management tools and active presence on social media. ✓ Human Team: Hundreds of multilingual professionals, committed to offering you the best attention. Social Responsibility We don't just sell homes. We actively collaborate with charities and participate in solidarity events to generate a positive impact in our community. We want to be an agent of change. Advantages for the Buyer Network access: A shared portfolio of over 60 estate agencies accessible from any Association office. ✓ Wide variety: Over 500 properties available and legally checked. ✓ Competitive prices: Properties with realistic prices according to the current market. ✓ Security and transparency: Strict code of ethics and verified documentation on all properties. ✓ Professional management: The agents accompany you throughout the buying process, answering questions and advising at every step. Advantages for the Seller Multi-exclusive: Your property in 60 shop windows at once, managed from a single office for greater comfort and control. ✓ Maximum exposure: Publication on national and international portals, extending the reach of your home. ✓ No extra costs: The commission is shared between agencies, without you paying more for it. ✓ Viewing management: We coordinate all viewings professionally, adapting to your property and schedule. ✓ Legal Security: Collaboration with a specialised law firm that advises members and guarantees compliance with current regulations. Personal Opinion I started my career in the real estate sector in 2008, in the midst of the crisis, and had the opportunity to see the birth and growth of what is today MLS ASIVEGA. At AGRUCASA we are proud to be part of this great family of professionals. It motivates us to continue accompanying those who decide to sell or buy a home, and we are very grateful that they allow us to be part of their story. If you are thinking of selling your home, AGRUCASA can help you. For more information, you can consult us here or contact us directly. More information

Investing in Torrevieja in 2026 A realistic look at the second-hand property market Investing in property isn’t about copying formulas found online. Investing in Torrevieja remains attractive, but the days of “I’ll buy any flat” are over. The market has matured, regulations have tightened, and every decision carries more weight than it did a few years ago. Before the pandemic, many clients shared concerns similar to today’s: they sought properties and good opportunities to rent at reasonable prices. The difference is that a second-hand two-bedroom apartment then cost between 70.000€ and 80.000€; today, a comparable property ranges from 120.000€ to 140.000€. This doesn’t mean opportunities have vanished. It means you must understand the context, calmly analyse the figures, and know which type of investment suits you. Why does Torrevieja continue to attract investor interest? Torrevieja is more than a summer destination. It is home to permanent residents, people who stay for extended periods, and foreign buyers seeking pleasant weather, good services, and a more affordable cost of living than in other parts of Europe. The town offers public and private hospitals, shopping centres, schools, transport links, and year-round activity. This sets it apart from areas that operate only three months a year. For investors, this translates into steady demand, particularly for well-located, functional properties in good condition. Advantages of investing in Torrevieja One key advantage of this area is that investment can still be tailored to individual budgets. Not everything revolves around large sums. More accessible entry-level prices than in major cities. Active demand for long-term rentals. A liquid market should you decide to sell later. Different rental models depending on the owner’s circumstances. Key considerations worth bearing in mind It’s not all advantages. By 2026, certain aspects can no longer be ignored. First is regulation, especially concerning holiday rentals. Licences, town-planning compatibility, and decisions by communities of owners can seriously restrict this option. Second is management. Renting involves maintenance, tenant selection, insurance, utilities, and time. The higher the return sought, the more time must be dedicated to the property. Lastly, there is risk. Non-payment or disputes do occur, although they are not the norm. The difference lies in how they are prevented and managed. 💰 Market Prices in Torrevieja (2026) Forget national statistics. These are the current transaction prices we are handling in the area for long-term rental in second-hand properties: Studios / 1 Bedroom 450€ – 500€/month 2 Bedrooms 650€ – 750€/month Most in-demand property type 3 Bedrooms 650€ – 1.000€/month *Estimated prices The most common rental model in Torrevieja Not all properties are rented the same way or serve the same purpose. Choosing the right model is as important as the purchase price. Long-term rental This is the most stable model and the preferred choice for those seeking peace of mind and lower tenant turnover. In Torrevieja, demand remains steady, especially for well-located one- and two-bedroom properties. Risk of non-payment: In traditional rentals, the main risk is the tenant ceasing payments. Rent Guarantee Insurance For an approximate cost of around 400€ per year, it is possible to cover legal costs, damage from vandalism, legal defence against squatting, and guarantee monthly rent payments until the property is recovered. Holiday rental This can yield higher income, particularly in mid and high season, but requires greater oversight and management. Not all properties are suitable, and not all communities of owners permit it. Communities of Owners: Communities can restrict or prohibit holiday rentals if approved in their bylaws. Before purchasing for this purpose, always review the minutes and contact the community of owners. Tourist Licences in the Valencian Community Regulations have tightened in recent years. To rent via platforms such as Airbnb or Booking.com, you must hold a valid tourist registration number and comply with Torrevieja Town Hall’s town-planning requirements. Renting without a licence may result in significant financial penalties. Before purchasing with holiday rental in mind, we recommend reviewing local regulations and the community’s bylaws. Mixed models (a common scenario) It is common for buyers to use the property for personal holidays while offsetting costs by renting it out seasonally or on an ad-hoc basis. This is not an automatic or universally applicable model. It requires planning, knowledge of regulations, and sound management. Let’s talk money: Example of a rental investment The secret doesn’t rely solely on buying cheaply, but on financing wisely. The bank provides most of the capital, and the property generates income that covers the monthly payment. Average investment in Torrevieja (Approx.) Property price: 120.000€ Your contribution (40% deposit + Costs 14.000€): ≈ 62.000€ Bank financing (60%): ≈ 72.000€ Estimated monthly rent 750€ / month This example assumes a property ready to rent, with no renovations or additional investment required. A 15-year mortgage allows the rent to cover the monthly repayment and costs (Property Tax (IBI) 200€/year and community fees 500€/year), leaving a small buffer of 100€ – 120€ for contingencies such as insurance or other expenses. A minimum term of around 15 years is recommended for this property, though a 20-year mortgage is ideal, as the term directly affects the monthly repayment and depends on the purchase price. Shorter terms could cause the mortgage repayment to exceed rental income, making the investment unsustainable at these price levels. Holiday Rental or Long-Term Let? Unsure whether to choose Holiday Rental or Long-Term Let? Use our calculator to see what return each option offers you. Calculate return Investing in Torrevieja can work very well if done sensibly, with realistic figures and knowledge of the local market. Please note that the return figures presented in this article are estimates based on Torrevieja’s current market conditions. They may vary depending on the specific location, property condition, rental type, and each owner’s personal circumstances. Not all areas perform identically, nor do all rentals offer the same stability. Calculations are based on current information in a constantly evolving market and should not be construed as binding financial advice. Every case is unique; therefore, we always recommend carrying out a personalised assessment before making any decision.